| Legal/Privacy
Policy
This site exercises best
efforts at all times to preserve and otherwise respect each
visitor’s privacy. The exact security measures for
implementing this policy are stated below. Notwithstanding
the foregoing, you, the visitor, hereby acknowledge by continuing
to visit this site that there is a risk your privacy may
be compromised by computer and/or human error. You acknowledge,
further, that if your privacy is so compromised you will
not, in any event, be entitled to any damages or other relief
from the owner/operator of this site.
The owner/operator of this
site is not and cannot be found liable to any visitor for
any reason, even if the visitor sustains actual damages.
By continuing to use this site, you, the user, agree that
said complete release is enforceable in all respects.
Information We Collect and How It's Used
To process your quote request,
we require your name, phone number, email address, mortgage
balance (if any) and estimated financial information such
as debts, salary, credit, etc . This information is used
by the lenders in our network to provide accurate loan quotes
and to contact you with rates and terms. We DO NOT REQUIRE
your social security number.
Home Equity Lines Of Credit
website was designed by an independent firm designed to
gather consumer requests for loan information or pre-approvals
and transfer them in a timely manner to licensed mortgage
professionals who purchase this information for their business.
These mortgage professionals contact the consumer directly
regarding their specific needs. We guarantee that all information
submitted through this web site is strictly confidential.
Further, we guarantee that
all information submitted through Home Equity Lines Of Credit
is transferred to no more than four licensed professionals
who are either: a specialist for the selected loan type,
or local to the consumer. Not all lenders will offer a program
that is right for you.
We will not resell any information
provided through this web site to other commercial or marketing
organizations for any reasons whatsoever. We will honor
all requests immediately to remove any consumer from any
marketing campaign that we operate, if any. Further, if
there are any questions as to any part of our privacy/disclosure
policy, please e-mail us directly at info@home-equity-lines-of-credit.com
for more information.
We use your IP address to
help diagnose problems with our server, and to administer
our Web site only.
This site contains links
to other sites. Home Equity Lines Of Credit is not responsible
for the privacy practices or the content of those Web sites.
Our site uses an order form
for customers to request information, products, and services.
We collect visitor's contact information (like their email
address). Contact information from the order form is never
used to send promotional material from any of our partners
or reputable third parties that may be of interest to our
customers. The customer's contact information is also used
to get in touch with the visitor when necessary. Users may
opt-out of receiving future mailings; see the choice/opt-out
section below.
Security
Some of our sites offer security
measures in place to protect the loss, misuse and alteration
of the information under our control. We offer all personal
data transmission through HTTPS, a secure Internet communications
protocol. Our security certificate is issued by Thawte USA.
For more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on this
site, we cannot be not liable for any data comprised upon
submission.
Choice/Opt-Out
Our site provides users the
opportunity to opt-out of receiving communications from
us and our partners at the point where we request information
about thevisitor. This site gives users the following options
for removing their information from our database to not
receive future communications. visit http://www.home-equity-lines-of-credit.com/contact.html
Correct/Update
This site gives users the
following options for changing and modifying information
previously provided. visit http://www.home-equity-lines-of-credit.com/contact.html
Resolution of Disputes
Resolution of Disputes. If
any dispute regarding any matter whatsoever arises between
a visitor and the owner/operator of this site, that dispute
must be resolved by arbitration as herein provided. First,
the person making a claim must provide written notice of
that claim to the other party within thirty (30) days after
the claiming party learns that he/she/it may have a claim.
Failure to provide said thirty (30) day notice shall result
in the complete release and extinguishment of the alleged
claim. If said thirty (30) day notice is timely provided
then the claiming party must notify the American Arbitration
Association in San Diego, California and otherwise file
the claim with the American Arbitration Association within
thirty (30) days after the date of the thirty (30) day complaint
letter. Said arbitration must then be resolved formally
within thirty (30) days after submittal of the claim to
the American Arbitration Association. Whatever fees must
be paid to the American Arbitration Association shall be
the complete responsibility of the claiming party. By continuing
to use this site, you, as a visitor, agree that the foregoing
dispute resolution process is fair and reasonable in all
respects.
Contacting the Web Site
If you have any questions
about this legal/privacy statement, the practices of this
site, or your dealings with this Web site, you can contact
Customer Service at Home Equity Lines Of Credit
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